Tag Archives: Workman’s comp

New concept

I ran into a new concept. I have received a request for a doctors statement as to if I have diabetes and how bad. That’s an abbreviated sum of the request. OK I can believe the needing to verify the information but how bad is it? I’ve never seen a “better” case of diabetes. Be it type 1 or type 2, it is all bad and should as far as I can see fall under ADA protection. I was told that part of the changes made in the ADA protocols was that it did not matter how controlled your disease is, it was still considered a disability. My problem now is getting the information from my doctor. I have not been able to pay her any money so far. I was off, without pay, for two weeks in April and this time is going on 7 weeks this time and I don’t have any saving or stock options or other secret sources of income so money is tight. I can’t ask a  doctor who has already given me more help than I thought was necessary for even more help. It wasn’t her fault I have had a really bad time with this transition. It is just a fact of nature. Regardless, I have cut back my blood testing to the absolute minimum of 3 times a day (should be about 8-10 times a day) and thanks to the company making Apidra insulin to making it much cheaper for the next few months. It boils down to this, I have no money to afford a doctors appointment for the report/ letter I need to complete the form. I also need to contact a lawyer about a workman comp issue. I really can’t afford that cost. I can understand that the people needing the forms have to know this information but I am having a tough time getting it to them because I can’t afford to have it done. Unfortunately I have not been able to find a new job in over a year and it is getting very frustrating. I’ll get them what they want. I just hope it is in time to get it in so we can continue with this process. P.S. I’ll more than likely finish this from my truck. I am now 2 months behind on my house payments so Mr. Banker will come looking for the keys very soon. I wish more people were aware of all the issue diabetics have to deal with just to stay alive. Later folks.

Workman’s Comp

This is another repost of a previous blog about workman’s comp issue for people. Now workman’s comp is different for each state. I live in Nebraska so that’s the one I’m working with. I have had more than one issue with workman’s comp coverage in the workplace for diabetic issues. As you can guess, they are mostly from having low sugars with trips to ER or sometimes just an ambulance visit. Here in Nebraska the it does not matter that an episode at work is related to our diabetes, it is still covered under workman’s comp. As long as it happens at work while performing regular work duties it is considered covered by workman’s comp. Here’s a quote off the  Nebraska DHHS website about when an employee is covered by workman’s comp: “the injury was caused by an accident or disease that arose out of and in the course of his or her employment” (http://dhhs.ne.gov/Documents/rightsobligations.pdf). There are other conditions that need to be met but are much easier to meet. Another one which is key for a diabetic or other disabled person is the doctor request issue. If the ambulance is called or you are required to go to the ER by the employer, then the employer becomes responsible for the bill. Here is another quote for the Nebraska DHHS website: “An employer/insurer may request that a disabled employee submit to a medical examination by a doctor of its choice at the company’s expense.” (http://dhhs.ne.gov/Documents/rightsobligations.pdf) In regular English this means that if they ask you, or require you, to see a Doctor then it becomes their responsibility. In past situations my employers have lived up to their obligations when I’ve been sent to the ER or the ambulance has been called. So read up on your local workman’s comp statutes and laws. Know what your rights and obligations are so you can keep them in check. Until next time take care everyone!